Services

Salient Features of the scheme

  • Arogya Bhagya scheme  in Karnataka State was launched on 1st Aug 2002
  • 126 quality care hospitals empanelled under the scheme across the state.
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Coverage Limit

  • Heart disease requiring medical or surgical management and any heart related diseases requiring hospitalization
  • Kidney disease requiring hospitalization
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Documents to be submitted

A.  Application Form:

  • Employee’s Signature on the application form is mandatory for the claim settlement.
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Key points

  • Member of the Arogya Bhaya Yojane scheme and their dependent family members should be admitted only after obtaining the authorization letter from the respective unit officer.
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Network Hospitals Operating Protocol

Arogya Bhagya Yojane-Karnataka Police Health Welfare Trust Network Hospitals Operating Protocol
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Challenges

Under this scheme main part of the expenditure is being born from the trust. But, as the expenditure towards the non-medical items is not reimbursable, these charges have to be met by the patient.
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