The beneficiaries are covered for the disease requiring hospitalization till the completion of the treatment in the hospital.

Ailments covered:

All ailments covered except those mentioned under exclusion.


  1. Outpatient treatments (investigation & evaluation, consultation & pharmacy)
  2. Cosmetic treatment / attempt to suicide / voluntary termination of pregnancy
  3. Laparoscopic sterilization and family planning / infertility treatment
  4. Routine dental treatment

Ward eligibility based on the salary basic pay

Sl.No. Pay Category ward entitled Ward charge
1 Upto Rs. 16000 per month General ward Rs.500/- per day
2 Rs.16000 to Rs.43200 per month Semi private ward Rs.1500/- per day
3 Rs.43200 and above Private ward Rs. 2000/- per day