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AROGYA BHAGYA YOJANE ( ABY )

Karnataka Police Health Welfare Trust

Initiated in 2002, this scheme aims at cashless hospitalization under authorization from the department to all serving personnel, their families, and dependent parents at empanelled hospitals across the state, run through a trust created for this purpose and a contracted professional company handling the day to day operations of the project. It works primarily on CGHS rates and any additional expenditure is compensated as per the prescribed norms.

The monthly subscription is Rs. 100 for non-gazetted and Rs 110 for gazetted officers. On an average the scheme processes 2000 bills a month from 149 empanelled hospitals with the assistance of Basket Option, a professional private company, handling day to day operations of this project. The monthly outflow to Hospitals comes to around Rs 4.5 crores.

Salient features of the scheme

Arogya Bhagya scheme  in Karnataka State was launched on 1st Aug 2002.
149 quality care hospitals empanelled under

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Coverage

The beneficiaries are covered for the disease requiring hospitalization till the completion of the treatment in the hospital.

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Documents to be submitted
  1. Reimbursement form
  2. Essentiality certificate
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Key points

Member of the Arogya Bhaya Yojane scheme and their dependent family members should be admitted

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 Network hospitals operating  protocol

Arogya Bhagya Yojane-Karnataka Police Health Welfare Trust Network Hospitals

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Challenges

Under this scheme main part of the expenditure is being born from the trust. But, as the expenditure towards the

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