AROGYA BHAGYA YOJANE ( ABY )
Karnataka Police Health Welfare Trust
Initiated in 2002, this scheme aims at cashless hospitalization under authorization from the department to all serving personnel, their families, and dependent parents at empanelled hospitals across the state, run through a trust created for this purpose and a contracted professional company handling the day to day operations of the project. It works primarily on CGHS rates and any additional expenditure is compensated as per the prescribed norms.
The monthly subscription is Rs. 100 for non-gazetted and Rs 110 for gazetted officers. On an average the scheme processes 2000 bills a month from 149 empanelled hospitals with the assistance of Basket Option, a professional private company, handling day to day operations of this project. The monthly outflow to Hospitals comes to around Rs 4.5 crores.